As presidents/CEOs of the 11 Banks and the Office of Finance of the Federal Home Loan Bank System (FHLBank System), we are unified in our mission to ensure diversity, equity and inclusion (DEI) are at the core of how we support each other and our communities. For regulatory reasons, our DEI efforts are centralized in the areas of capital markets, workforce and supplier diversity. However, as you will see, our commitment to DEI extends beyond those areas to the communities in which we work and live. This report features examples of the people, businesses and communities impacted by our collective efforts, and represents our joint exploration of the human impact of our DEI work.

We do not see ourselves solely as a financial institution, but as a partner, committed to helping our vibrant communities grow. This commitment is lived and demonstrated through our staff’s support of our mission. Due to the regional nature of our system, our staff members are neighbors and residents, personally invested in the diversity and vitality of their communities. You’ll read examples of banks responding to unique regional needs in ways only members of a community can. We often look to data and metrics to tell the story of our impact with members and our communities. Data is important, but the heartbeat of who we are is our people — those we work with; our partners and members and the residents and small business owners we support.

As a system, our mission is to open doors. Through our DEI efforts, we are opening doors for a stronger, more diverse FHLBank System and more vibrant communities across the nation. We hope the stories shared here demonstrate our mission and commitment to creating equitable opportunities and the value that investing in diversity can bring. Bringing DEI to life is not easy and our work is never done. However, we are inspired by the people we work with and look forward to the future — one that improves quality of life, builds new futures and creates the next generation of game changers, homegrown in the very communities we support.