A source of stability in the U.S. financial system

Providing reliable liquidity to
member institutions to support housing finance
and community investment

Commit to Change

FHLBanks are committed to promoting diversity, equity and inclusion within our Banks and communities


FHLBanks are committed to helping members and their communities navigate the impact of the pandemic

Everywhere in the U.S.

Helping local lenders invest in jobs,
housing and economic growth in their

Safety and soundness

FHLBank members meet strict capital,
credit and collateral standards

The Federal Home Loan Banks

The FHLBanks are 11 regionally based, wholesale suppliers of lendable funds to financial institutions of all sizes and many types, including community banks, credit unions, commercial and savings banks, insurance companies and community development financial institutions. The FHLBanks are cooperatively owned by member financial institutions in all 50 states and U.S. territories.

The steady supply of lendable funds from FHLBanks helps U.S. lenders invest in local needs including housing, jobs and economic growth.

our mission

The steady supply of lendable funds from FHLBanks helps U.S. lenders invest in local housing, jobs and economic growth.

Explore Our Locations

A Model That Works

Every community in America needs capital and credit flowing to it. That is the money that keeps communities vibrant and growing. Virtually every insured depository institutions in the U.S. relies on a regional FHLBank for funds to support its local economy. By harnessing the collective power of their members, the FHLBanks bring the efficiencies and cost savings to every city, town and county in the nation. It is a model that works.