A source of stability in the U.S. financial system

Providing reliable liquidity to
member institutions to support housing finance
and community investment

Opening Doors, Changing Lives

Read our FHLBank System DEI Report for stories that highlight our ongoing support for one another and our communities

The Federal Home Loan Banks

The FHLBanks are 11 regionally based, wholesale suppliers of lendable funds to financial institutions of all sizes and many types, including community banks, credit unions, commercial and savings banks, insurance companies and community development financial institutions. The FHLBanks are cooperatively owned by member financial institutions in all 50 states and U.S. territories.

The steady supply of lendable funds from FHLBanks helps U.S. lenders invest in local needs including housing, jobs and economic growth.

our mission

The steady supply of lendable funds from FHLBanks helps U.S. lenders invest in local housing, jobs and economic growth.

Explore Our Locations

A Model That Works

Every community in America needs capital and credit flowing to it. That is the money that keeps communities vibrant and growing. Virtually every insured depository institutions in the U.S. relies on a regional FHLBank for funds to support its local economy. By harnessing the collective power of their members, the FHLBanks bring the efficiencies and cost savings to every city, town and county in the nation. It is a model that works.