The Federal Home Loan Banks
The FHLBanks are 11 regionally based, wholesale suppliers of lendable funds to financial institutions of all sizes and many types, including community banks, credit unions, commercial and savings banks, insurance companies and community development financial institutions. The FHLBanks are cooperatively owned by member financial institutions in all 50 states and U.S. territories.
The steady supply of lendable funds from FHLBanks helps U.S. lenders invest in local needs including housing, jobs and economic growth.
The steady supply of lendable funds from FHLBanks helps U.S. lenders invest in local housing, jobs and economic growth.
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A Model That Works
Every community in America needs capital and credit flowing to it. That is the money that keeps communities vibrant and growing. Virtually every insured depository institutions in the U.S. relies on a regional FHLBank for funds to support its local economy. By harnessing the collective power of their members, the FHLBanks bring the efficiencies and cost savings to every city, town and county in the nation. It is a model that works.