The Federal Home Loan Banks: The GSE Solution

A recent paper titled “America’s “Other” GSE Problem: The Federal Home Loan Banks, Part I,” published by the R Street Institute, argues that the FHLBanks undermine market discipline and represent little more than “the federal government’s interference in financial...

CSBS 2024 Community Bank Survey – Key Takeaways

The 2024 Conference of State Bank Supervisors survey of community banks found that 69.3 percent of community bank respondents currently utilize FHLBank advances (loans) and 64.1 percent are “extremely satisfied” with advance accessibility. Click here to...

FHLBanks Are Doing More for Affordable Housing

In 2023 and 2024, the FHLBanks delivered increased funding for affordable housing programs and are on track to deliver approximately $1 billion in affordable housing and community development funding this year. Click here to read more.