by John Comeau | Mar 24, 2026 | Policy Briefs, News
Last fall, the American Bankers Association (ABA) surveyed member institutions on liquidity management and collateralized borrowing. The findings underscore the critical role the FHLBanks play both in supporting community banks and in promoting stability in the...
by John Comeau | Mar 16, 2026 | Policy Briefs, News
As the above figure indicates, single-family mortgages are by far the largest source of collateral pledged to the FHLBanks. Approximately 50% of collateral is residential mortgages and nearly all collateral pledged to the FHLBanks is backed by housing or other real...
by John Comeau | Feb 23, 2026 | Policy Briefs, News
The Federal Home Loan Banks (FHLBanks) released 2025 Combined Operating Highlights on February 20, 2026. While full 2025 results will be released in March, the operating highlights show that the FHLBank System finished the year in a position of strength. A few key...
by Ryan Donovan | Jan 9, 2026 | News
For the past several years, a small but vocal set of critics has called for significant changes to the Federal Home Loan Bank System. Their critiques – often surfacing or resurfacing during moments of financial stress – have not been limited to the FHLBanks’ conduct...
by John Comeau | Dec 9, 2025 | Policy Briefs, News
Figure 1: FHLBank Total Assets and Advance Utilization Source: Council of FHLBanks, Federal Home Loan Bank System Combined Financial Reports The economic environment in 2025 has been marked by heightened uncertainty, fueled by a transition between presidential...
by Council of FHLBanks | Nov 24, 2025 | News
A recent article by National Mortgage News highlights the topline findings from a study by the Urban Institute evaluating the economic benefits provided by the FHLBanks. The article notes the FHLBanks generate at least $13.2 billion an annual economic benefit, or 1.9...
