by John Comeau | Jul 16, 2025 | News, Policy Briefs
In the 1890s, Italian economist and polymath Vilfredo Pareto identified a striking pattern in wealth and income. He observed that a small percentage of the population accounted for a disproportionate share of the total income and wealth. This recurring relationship,...
by John Comeau | Jun 13, 2025 | News, Policy Briefs
A recent paper titled “America’s “Other” GSE Problem: The Federal Home Loan Banks, Part I,” published by the R Street Institute, argues that the FHLBanks undermine market discipline and represent little more than “the federal government’s interference in financial...
by Council of FHLBanks | Jun 6, 2025 | News
The Consumer Federation of America’s recent blog post (“A Government-Sponsored Banking System that Spends More on Salaries than on Housing?”) is misleading, and fundamentally and purposefully misrepresents the role and operations of the Federal Home Loan Bank...
by Council of FHLBanks | Feb 14, 2025 | News
HousingWire ran a powerful op-ed on the value and benefits of community financial institutions to the nation’s economy and the value of the FHLBanks to community lenders. The op-ed was penned by Lynn Jenkins, Carolyn Maloney, and Steve Stivers, all three of whom...
by John Comeau | Jan 6, 2025 | News, Policy Briefs
Housing Affordability Requires Targeted Solutions As we enter 2025, the nation is facing affordable housing challenges and a shortage of affordable housing, but the burden is unevenly distributed. I recently listened to Episode 2 of the “Priced Out” podcast, a series...
by John Comeau | Oct 28, 2024 | News, Policy Briefs
Key Takeaways from the CSBS 2024 Annual Survey of Community Banks This month the Conference of State Bank Supervisors’ (CSBS) released results of their 2024 Annual Survey of Community Banks. The survey reflects responses by 370 community bank respondents from 38...
