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Policy Brief: The Federal Home Loan Banks Are Delivering on their Mission – Now Is Not the Time to Break What Works

In an environment marked by economic uncertainty and market volatility, the Federal Home Loan Bank System continues to do what it was designed to do: provide reliable, countercyclical, real estate-collateralized liquidity that strengthens financial institutions, increases lending, and supports communities across the country. The evidence is clear—and increasingly hard to ignore. A November 2025 report […]