by John Comeau | Apr 14, 2026 | News
The national housing shortage is one of the great intractable problems facing the country. Politicians from both parties, economists, executives, policymakers, and regulators are focused on a range of issues to be resolved: zoning, regulation, supply‑demand...
by John Comeau | Apr 7, 2026 | News
Economic Environment The Federal Home Loan Banks ended 2025 in a position of strength. Economic uncertainty prevailed throughout the year, spurred on in part by the longest government shutdown in history in the fourth quarter. Despite three interest rate cuts by the...
by John Comeau | Mar 24, 2026 | News
Last fall, the American Bankers Association (ABA) surveyed member institutions on liquidity management and collateralized borrowing. The findings underscore the critical role the FHLBanks play both in supporting community banks and in promoting stability in the...
by John Comeau | Mar 16, 2026 | News
As the above figure indicates, single-family mortgages are by far the largest source of collateral pledged to the FHLBanks. Approximately 50% of collateral is residential mortgages and nearly all collateral pledged to the FHLBanks is backed by housing or other real...
by John Comeau | Feb 23, 2026 | News
The Federal Home Loan Banks (FHLBanks) released 2025 Combined Operating Highlights on February 20, 2026. While full 2025 results will be released in March, the operating highlights show that the FHLBank System finished the year in a position of strength. A few key...
