by Council of FHLBanks | Oct 6, 2026 | Issue Briefs
The FHLBanks operate programs that allow their members to sell mortgage assets to their FHLBank. These programs help members manage interest-rate risk, prepayment risk, and credit risk, allow lenders to retain relationships with borrowers, and provide a substantial...
by Council of FHLBanks | Sep 11, 2026 | Issue Briefs
Members of the Federal Home Loan Bank System include large commercial banks, savings institutions, credit unions, insurance companies, and community development financial institutions (CDFIs), each of which help further the System’s mission of providing...
by Council of FHLBanks | Jul 29, 2026 | Issue Briefs
The Federal Home Loan Bank System was created by the Federal Home Loan Bank Act of 1932. It’s mission is to provide liquidity to members and support housing and community development. The System consists of 11 district FHLBanks, the Office of Finance, and the...
by Council of FHLBanks | Jun 23, 2026 | Issue Briefs
The FHLBanks also develop and maintain voluntary spending programs that are designed to meet the unique needs of each district. These programs support housing development, homeownership, small businesses, disaster relief efforts, and other community development needs,...
by Council of FHLBanks | Apr 17, 2026 | Issue Briefs
The reliable liquidity the Federal Home Loan Banks provide is distributed to members principally in the form of advances (collateralized loans). For more than 90 years, advances have been readily available to members in all economic conditions. Advances benefit...
by Council of FHLBanks | Mar 18, 2026 | Issue Briefs
The Federal Home Loan Banks provide reliable, collateralized liquidity to approximately 6,400 financial institution members across the country. The funding they provide is crucial in supporting housing finance and community development, helping members support...
