The reliable liquidity the Federal Home Loan Banks provide is distributed to members principally in the form of advances (collateralized loans). For more than 90 years, advances have been readily available to members in all economic conditions. Advances benefit members and communities in a number of ways including by expanding total lending, increasing real estate lending and mortgage origination volume, strengthening financial institution resilience, stabilizing the financial system, and supporting housing and community development initiatives across the country. Click here to learn more: FHLBank Issue Brief – Understanding Advances
