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July 20-24

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2025 Impact Report

Council Commentary: GAO Affirms Critical and Necessary Role of the Federal Home Loan Bank System

by Ryan Donovan | Jan 9, 2026 | News

For the past several years, a small but vocal set of critics has called for significant changes to the Federal Home Loan Bank System. Their critiques – often surfacing or resurfacing during moments of financial stress – have not been limited to the FHLBanks’ conduct...

FHLBank Brief: Helping People and Communities Thrive

by Council of FHLBanks | Dec 23, 2025 | FHLBank Brief

Another important report about the FHLBank System was recently published, this time by the Government Accountability Office. GAO found that the FHLBanks function as a steady, reliable source of secured liquidity across economic cycles, and that our members use the...

Policy Brief: Reliable Liquidity, Real Impact: FHLBanks Strengthen Communities in Q3 2025

by John Comeau | Dec 9, 2025 | Policy Briefs

Figure 1: FHLBank Total Assets and Advance Utilization Source: Council of FHLBanks, Federal Home Loan Bank System Combined Financial Reports The economic environment in 2025 has been marked by heightened uncertainty, fueled by a transition between presidential...
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