by John Comeau | Mar 24, 2026 | Policy Briefs
Last fall, the American Bankers Association (ABA) surveyed member institutions on liquidity management and collateralized borrowing. The findings underscore the critical role the FHLBanks play both in supporting community banks and in promoting stability in the...
by John Comeau | Mar 16, 2026 | Policy Briefs
As the above figure indicates, single-family mortgages are by far the largest source of collateral pledged to the FHLBanks. Approximately 50% of collateral is residential mortgages and nearly all collateral pledged to the FHLBanks is backed by housing or other real...
by John Comeau | Feb 23, 2026 | Policy Briefs
The Federal Home Loan Banks (FHLBanks) released 2025 Combined Operating Highlights on February 20, 2026. While full 2025 results will be released in March, the operating highlights show that the FHLBank System finished the year in a position of strength. A few key...
by John Comeau | Dec 9, 2025 | Policy Briefs
Figure 1: FHLBank Total Assets and Advance Utilization Source: Council of FHLBanks, Federal Home Loan Bank System Combined Financial Reports The economic environment in 2025 has been marked by heightened uncertainty, fueled by a transition between presidential...
by John Comeau | Oct 14, 2025 | Policy Briefs
On September 29, 2025, the Federal Housing Finance Agency (FHFA) published data on the Federal Home Loan Banks’ (FHLBanks) 2024 mortgage purchases.[1] Since their inception in 1997, the FHLBanks’ Acquired Member Asset (AMA) programs have been a cornerstone of the...
by John Comeau | Jul 31, 2025 | Policy Briefs
A recent publication by the R Street Institute, “America’s ‘Other’ GSE Problem: The Federal Home Loan Banks, Part II,” misrepresents the mission, operations, and value proposition of the Federal Home Loan Banks (FHLBanks). While debate about federal policy is healthy...
