by John Comeau | Oct 28, 2024 | News, Policy Briefs
Key Takeaways from the CSBS 2024 Annual Survey of Community Banks This month the Conference of State Bank Supervisors’ (CSBS) released results of their 2024 Annual Survey of Community Banks. The survey reflects responses by 370 community bank respondents from 38...
by John Comeau | Oct 9, 2024 | News, Policy Briefs
In 2023 and 2024 the FHLBanks Delivered Increased Funding for Affordable Housing Programs The affordable housing challenges and housing supply shortages in the United States have led to calls for the FHLBanks to do more and the FHLBank System listened. In response to...
by John Comeau | Sep 19, 2024 | News, Policy Briefs
Affordable Housing Program (AHP) provisions in the “Federal Home Loan Bank Act” state: Each Bank shall annually contribute the percentage of its annual net earnings prescribed… In 1995, andsubsequent years, 10 percent of the preceding year’s net income, or such...
by John Comeau | Jul 18, 2024 | News, Policy Briefs
The Congressionally chartered Federal Home Loan Banks provide liquidity and other services to strengthen and stabilize thousands of financial institution members in all 50 states, the District of Columbia, and three U.S. territories. The FHLBank System consists of 11...
by John Comeau | Jun 17, 2024 | News, Policy Briefs
Proposals to restrict membership or participation in the Federal Home Loan Bank System would change the System’s risk profile, hinder it’s ability to meet members’ liquidity needs safely, soundly, efficiently, and responsibly in all economic conditions, and would...
